AIL of New Zealand Limited

AIL of New Zealand Limited

Protection for New Zealand Union members and their families

 AIL of New Zealand Ltd (AIL NZ) has served New Zealand families since 1995 with life and accident insurance, and supplemental health benefits to help protect New Zealand families and the members of the New Zealand Unions, Credit Unions and Associations that we partner with. We provide protection for the most difficult times in life.

AIL NZ have a range of insurance products and benefits on offer, alongside Financial Advisers who are experienced at helping members find a product to meet their own personal circumstances.  Their financial advisers develop long term relationships with members and meet you where and when it suits you.

AIL NZ policies are:

  • guaranteed renewable.
  • fixed rate premiums that do not increase as you get older.
  • no increases if you make a claim on the health/accident components.
  • no stand down periods to claim.
  • sports injuries included (on top of ACC).
  • full family coverage (including children).
  • on & off work coverage.
  • international cover.  

AIL 30 years of trust

AIL NZ provides PSA members an Accidental Death and Dismemberment Benefit at absolutely no cost, with no obligation.  This benefit provides $1,500 coverage for each member, plus $500 cover on the member’s spouse and each child under 19 years. 

Apply for a Certificate of Coverage in the request link below where you can name your beneficiary.


AIL NZ is also offering an optional extra for PSA members - $10,000 Accidental Death Benefit for just $2 for the first year and with a guaranteed renewable every year thereafter for $5 per annum.


You and your family may qualify for additional Life Insurance and Supplement Health Benefits offered at this time.  

AIL NZ is rated A (Excellent) for overall Financial Strength (as of 8/23, AM Best) and their programmes are offered to help our members.  Individual, Single Parent, and Family cover is available.

All cover is on/off work, international, has no occupational ratings, and benefits are paid in addition to ACC or other private schemes.     

You are under No Obligation.

If you are interested in claiming your certificate of coverage for the FREE COVER, taking up the OPTIONAL EXTRA or hearing more about the LIFE INSURANCE AND SUPPLEMENT HEALTH BENEFITS, please complete the request form that is linked below.


AIL of New Zealand Ltd is an independently owned company and is responsible for distributing Life, Accident and Supplemental Health insurance policies to New Zealand families on behalf of American Income Life Insurance Company.

AIL NZ is an accredited Living Wage employer. 

A Disclosure Statement is available here  

AIL of New Zealand Logo 2021 Black

Join Now / uru inaianei

Join more than 80,000 other Kiwis by becoming a member of Aotearoa New Zealand’s largest union.

Join the PSA today for access to our member-only deals, including cheap holiday homes and discounts on a range of products and services.

Once you’re a member, you can use the MyPSA member-only web portal and/or the PSA Members App to keep track of what’s happening in your industry, update contact information, redeem PSA Plus offers, and more.

Te Roopu Tohutohu Manaaki, the PSA’s member advice and support centre, is available 8:30 - 5:00 Monday to Friday for advice and information, or contact your delegate through MyPSA for support in the workplace.
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